Our Practice Areas
Bankruptcy – Criminal Defense – Consumer Rights
When dealing with creditors, consumers are protected by certain federal laws. If creditors violate these laws, they may be subject to legal penalties. Some of the laws protecting consumers include: Fair Debt Collection Practices Act The FDCPA is designed to prevent debt collectors from harassing or abusing consumers. Some of the actions prohibited by this.
Fair Debt Collection Practices Act
The FDCPA is designed to prevent debt collectors from harassing or abusing consumers. Some of the actions prohibited by this law include but are not limited to:
- Calling consumers before 8 a.m. or after 9 p.m.
- Continuing to contact a consumer after he or she has requested no further contact in writing.
- Revealing information about a consumer’s debt to third parties (other than legal representatives).
- Making legal or personal threats against the consumer including the threat to sue when the collector does not have the ability or intent to sue.
- Misrepresenting information or lying about the debt, the creditor’s identity, the creditor’s abilities under the law and/or the creditor’s intentions.
Telephone Consumer Protection Act of 1991
Signed into law by George W. Bush, the TCPA limits the use of automated telephone equipment, such as fax machines, text messages, pre-recorded voice messages and automated dialing equipment. Under this act, solicitors must:
- Avoid calling consumers before 8 a.m. and after 9 p.m.
- Avoid calling consumers listed on the National Do Not Call Registry.
- Honor requests from consumers for no further contact for at least five years.
- Avoid faxing advertisements without the consumer’s consent.
- Avoid making solicitations to residences using automated or pre-recorded voices.
Fair Credit Reporting Act
The FCRA is designed to regulate the collection and use of consumer credit information. Under this act, creditors must:
- Provide accurate information to credit bureaus.
- Investigate disputes within 30 days of notification.
- Inform consumers about negative information reported to credit bureaus.
This law also imposes certain requirements on employers, consumer reporting agencies and other entities that utilize credit information.
Contacting a Lancaster County or Lincoln Consumer Law Attorney
When a creditor, collector, or other entity violates one of these consumer laws, they can be held legally accountable for their actions. If you have been the victim of a violation, if rights have been violated, contact the Law Office of Tregg Lunn to learn more about your options under the law. Attorney Tregg Lunn and he staff at the Law Office of Tregg Lunn can evaluate your case, explain the relevant laws thoroughly and help you choose the best course of action for your situation.
Don’t allow a creditor or abusive collector to get away with breaking the law. If you believe you have been a victim of a violation of the FDCPA, TCPA or FCRA, contact the Law Office of Tregg Lunn today to schedule a free consultation or learn more about our services.
Chapter 7 Bankruptcy
No one plans to go into debt, but it can happen all too easily. After you have borrowed more than you can afford to pay back, you may feel hopeless and overwhelmed. Debt collectors may begin calling your home, sending you letters and even contacting you at work. Fortunately, no matter how much you owe.
Bankruptcy is a legal process designed for debt relief. There are two primary types of bankruptcy commonly utilized by individuals: chapter 7 and chapter 13. Chapter 7 bankruptcy allows you to liquidate some of your assets, repay as many debts as you can and discharge the debts that remain. Although this type of bankruptcy may require you to sell certain assets, many of your most important assets, such as your home and vehicle, may qualify for exemption from the process. You must meet certain income requirements in order to file chapter 7 bankruptcy.
Hire a Lincoln Bankruptcy Attorney
Filing for bankruptcy can be confusing, especially when you are already dealing with the stress of unpaid debts. For this reason, it’s wise to hire a Lincoln bankruptcy attorney to guide you through the process. A bankruptcy attorney who has experience in the practice area can help you thoroughly analyze your options, choose the best type of bankruptcy for you and maximize the benefits of the entire experience.
Working with Tregg Lunn Law
If you are in need of a Lincoln or Lancaster County bankruptcy lawyer, look no further than the Law Office of Tregg Lunn. Attorney Tregg Lunn and his associates at the Law Office of Tregg Lunn understand all of the nuances of the bankruptcy process. If you choose to work with Law Office of Tregg Lunn, Tregg will be by your side every step of the way, from your initial filing to your final discharge.
You don’t have to live under the weight of unpaid debts any longer. To learn more about filing bankruptcy, or to schedule a consultation, contact Law Office of Tregg Lunn today. We look forward to helping you become debt free!
Lincoln Nebraska Criminal Law Attorney If you were charged with a criminal offense, it is essential to hire an experienced and effective criminal defense attorney without delay. A conviction for a felony offense may result in years of incarceration, expensive fines, loss of civil rights, a permanent criminal record and numerous other court sanctions.
Lincoln Nebraska Criminal Law Attorney
If you were charged with a criminal offense, it is essential to hire an experienced and effective criminal defense attorney without delay. A conviction for a felony offense may result in years of incarceration, expensive fines, loss of civil rights, a permanent criminal record and numerous other court sanctions. Even a misdemeanor conviction can result in up to a year in jail, heavy fines, probation, revocation of your driver’s license, and more. Attorney Tregg Lunn is an experienced defense attorney and handles all Nebraska misdemeanors and felonies. A free consultation is available by contacting the Law Office of Tregg Lunn.
Handling All Nebraska Criminal Offenses
Nebraska prosecutors aggressively pursue felony and misdemeanor convictions. Tregg handles all criminal cases, including, but not limited to, the following:
- DUI– handling first, second, third and subsequent drunk and drugged driving charges
- Tregg was recently named in the top 15 DUI lawyers in Lincoln. Click here to see the article.
- Drug charges – possession, trafficking, distribution, manufacturing, other
- Theft offenses – shoplifting, burglary, robbery/armed robbery, auto theft, bad checks
- White collar crime – fraud, embezzlement, identity theft, insurance fraud, bank fraud, federal charges
- Domestic violence – stalking, harassment, domestic and sexual assault, protection order violations
- Sex offenses – sexual assault, pornography, underage sex, sex with vulnerable adult, others
Tregg handles all adult and juvenile criminal offenses, whether noted on the list above or not.
Obtain Legal Defense as Early in the Case as Possible
Whether you were already arrested and charged with a criminal offense, or are presently under investigation for one, it is essential to obtain criminal defense representation as early as possible. If you have been questioned for an offense, or have otherwise become aware that you are a person of interest, hiring a criminal defense attorney immediately is of the utmost importance. Intervention at the pre-arrest and early stages of a case allows your attorney to take charge of the case, respond to questions on your behalf, interact with the authorities and develop a defense strategy. In many instances early intervention may result in a dismissal or being charged with lesser offenses.
Lancaster County Criminal Defense Attorney
As a former public defender in both Nebraska and Colorado, Attorney Tregg Lunn has extensive courtroom experience and knowledge of criminal procedure. He handles all stages of each case personally, always pursuing the most favorable results possible for his clients. Alternatives to incarceration such as drug court and diversion programs are sought whenever possible. Attorney Tregg Lunn is one of the few lawyers who the United States District Court appoints to represent indigent individuals in Federal court in Nebraska. He offers flexible payment plans and affordable fees. For a confidential consultation, call the Law Office of Tregg Lunn at 402-730-7021.